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Small Business Needing Financial Help

Thank you for taking the time to read my situation.  I have a great small business in Kansas and it's grown!  Articles are in the paper about my success and helping other small businesses. I have created a large networking non-profit for businesses as well.  I teach classes for area colleges, for the SBA and different businesses on how to market on a shoe string budget. 

My thoughts are to grow my talent, and keep helping small or large business owners grow their businesses, through good marketing and proper advertising to reach their target. BUT my credit henders me from moving forward, to get funding (isn't the greatest from a bad divorce).  I want to pay off all of my debts, and grow my little company larger, teaching people at the same time how to market their small businesses generating more income.  I have been a graphic designer for 25 years, and worked in the marketing arena for a long time. Started my business 3 years ago.

I hate to give out my personal information on this site, but wondered if there was someone, some company out there to help me either fix my personal financial picture, pay off my debts, an angel or come up with ideas to help me move forward.  

 Thank you so much!

I am full time single father of 3 wonderful boys and I am in need of an investor to save my business and my home.

I have bootstrapped my was to this point in my business and it has outgrown my financial capabilities to keep it afloat. I never knew that success could put me under and that is the problem i am facing. 

I don't have the problem of not being able to sell my products but rather having enough capital to put my promotions into high gear to sell more of them and keep the necessary inventory to meet my business needs. 

I have a coast to coast national tv campaign ready to launch the only thing left is capital to film the commercial and launch. manufacturing, fullfilment, is in place and ready to go. Ther only missing piece to the puzzle is capital.

I have no idea where to turn to look for investors at this point, every site i go to for investors wants an outrageous monthly fee to repsond to the inquiries from investors and I cannot afford this right now. I have had a wealth of repsonses to my postings but no way to contact them.

I tried to get an SBA guaranteed loan but my bank wants 30% equity to fund my business. Since I have built my business completely online right now and sell my products via ecommerce I do not have any physicalreal estate and I do not keep that much inventory on hand.

The bank liked my business plan and feel my business will be successful but they won't risk the loan due to the equity factor. They told me to find an equity partner or build up some cash equity and then they would gladly give me the loan i am looking for.

So that is where i am at in regards to getting capital to take my business to the next level. 

I have a full business plan and an executive summary available for serious investors

My product line is "green" and retail consumable which results in high repeat sales. I am looking for someone to take a chance on me and help me become the success I know I will be.

I can be contacted through my website at KnockOut-Products.com

I am an American living in China and I have seen many business opportunities present themselves every day. I would like to talk about language.  Teaching English in china is a big opportunity for foreigners. Aside from OBC (Overseas Business Consulting) I teach English to Chinese children at my daughter’s primary school. My methods, style and approach to teaching English are unique and has made me successful and somewhat famous. I believe teaching from text is very important and that I do. However (the mind remembers what is does) that is the way I approach teaching.

There is one important thing that I have learned here in teaching English and that is that the Chinese want, need and crave to learn western or American English and I have yet to see a complete American English school. The majority of schools are taught in the European manor. That is just fine. However with a population as large as china you can see a big difference between the supply and the demand and there lies the tremendous opportunity for those able assist in getting something of the above started.

My plan is not to just create facility to show Chinese how to talk as an American but to develop an atmosphere that places them in America from the moment they walk in the door. From the fixtures on walls, the books and magazines about, to the video and muzak playing constantly.  You are completely placed in another environment that communicates without speaking.  For example when you go to a hospital or even a prison, you know you are in those facilities by the atmosphere it gives off. I have yet to see this done in China. It is what the people of China want but are not getting and with the right individual reading this I am confident it can happen. Please someone out there lend me some assistance or advise if you can. Thank You and have a great day.

I have recently placed a posting asking for assistance. I have not recieved feed back from it. However I hope that there are serious invectors reading these postings. I am a business man living and working in China. I am witnessing the extreme growth China is displaying and have many investment and business ideas I would like to share with someone who has the power or influence to make some of these come to reality. If there is anyone out there that can point me in the right direction I am confident you will be reading about my success in the future.

Hello, This site was recommended to me as a possible contact for finding angel investing in a film/video 2-slate project currently in pre-production. Below is a short synopsis. Our budget is a meager $40,000, with a roll-out date projected for summer of 2009. Please let me know if you're interested. Thank you very much for your time! ~Edra Morledge

_____________________________________________________ This is a two-fold project: 1) we're shooting a professional, marketable cultural documentary product with a National Geographic/Discovery flavor, and 2) we're shooting a travel show pilot. We will be traveling to Flores, Indonesia, for approximately 15 days to shoot these two projects. Synopsis 1. The Documentary: This will highlight the culture, the beauty, the geography, touch on such things as the economy and other societal factors, and accentuate WHY one should visit this island. Really a "National Geographic" or "Discovery" style piece, if you will, but hosted in a casual and entertaining manner. The focus is anthropological, historical, and cultural...all buffered by recreation. There will be explanation and information on local culture and lore given by our guide. This will be scripted and will highlight five different locations on Flores Island. It will be approximately 1-hour in length and will be targeted for film festivals, PBS or network programming. 2. The Travel Show Pilot: While shooting the first project, the documentary, we will be shooting "behind the scenes" so to speak. We will be making more of a casual travel show. This will be edited into a 50-minute travel show. Our focus is on rural guides in rural areas, and how to bring tourism (economic development), into the spotlight for their area. The show will be broken into 5-minute blocks that can stand alone, but will also be cleanly edited to feature length for showing at film festivals, and airing on PBS or network programming. Incentives for any investors includes film credits, a negotiable share in the production company which forms out of this endeavor, plus industry-standard return on any profit redeemed out of the marketing/distribution of the films.

LOL

I am a single mother of 2 that has all assets tied up in a divorce settlement. I made all my money prior to our marriage, I caught him in our bed with another woman and now he wants it all.  I am living with a friend until I can get all of my money and home back. It is Christmas and I cannot even buy presents. I have just moved to Houston to stay with a friend who is helping, but I have always supported 10 families in Kentucky at Christmas time to help them out with thier presents. This year I cannot do so because all money is frozen. I am in need of a $5000 loan just until the 15th of February when the courts release my assets. I will be glad to reward anyone who can help me out with a payback of $25,000. It will be a good return on investment and you would be making Christmas come true for not only my children but 10 other families. I will even sign a notorized contract to guarantee payment as I have about $3.3 million coming. I am not looking for a handout, just a little help to get everyone through Christmas. Please contact me at seethevision@hughes.net .

My partner is currently in a labor lawsuit and is due a substantial amount of money.  The case is very strong (the lawyer took her on contingency), but the trial isn't scheduled until early next year.  It has gone on for over a year already because of a backed up court system, and we have run out of our savings.  I run my own kids gymnastics program and also coach at a local gym facility.  I would like to take out a $10,000 loan to pay off a debt and keep the rest as a cusion for slow business months.  The problem is that I have absolutely ZERO credit history and I am finding it difficult and very confusing to try and sort through what my options are.  Up to this point I have been unable to find a co-signer. 

I suppose you could say I'm looking for an angel investor.  I understand that risk is involved, so I'd be willing to pay higher interest on the loan, and even put my car up for collateral if necessary.  I would like to make it a win/win situation--I'd get the money I need, and you'd get a good return on your investment.

I'd also like general feedback about different options that I might have because like I said before, it is all very confusing to me, and I don't want to be scammed.

Hi, and God bless you.

My name is Margie.  My husband and I have located a business that my husband is experienced in, not only running, but growing.  There is plenty of growth potential here given the "right" management.  Currently, it is not being run and promoted to its fullest potential.  The business is listed at $675K and is expected to gross $1.5M this year.  We both believe that we can do better than that by making a few changes.  The real estate is included in the sale, which would help secure the investment.  And, the community is actively involved in promoting economic business development for the 21st Century.  Which will bring additional business in.

The problem is that we don't have any money to invest in the business.  In recent years, corporate outsourcing and age discrimination has hit us hard.  We need an Angel Investor that believes that you are at your prime in your mid-40s!  That believes, that once youth and beauty fades, wisdom prevails!  We are not looking for a hand-out - We're looking for a helping hand!  We believe that hard work and persistance will bring the results that we desire.  If you believe this too, and you would like to invest in good honest hard working people and their dreams - we are looking for you.

IF YOU ARE A NIGERIAN SCAM ARTIST - DON'T WASTE YOUR TIME TRYING TO CONTACT ME - AMERICANS ARE ON TO YOU - SO YOU SHOULD JUST STOP TRYING TO CON US!

Thanks,

Margie

Hi, and God bless you.

My name is Margie Prezioso.  I have been substantially unemployed for over 3 years now and unable to find alternative employment.  The reason I became unemployed was because our company was bought out by our largest competitor.  All the employees from our company lost their jobs.  I am 47 years old and formerly a secretary.  I earned my way up the corporate ladder to working for senior management.  I only have high school with a 1 year business school degree.  With so many of our jobs being outsourced to India, I have been told a number of things by potential employers, from being over-qualified and too seasoned-to-too old and considered as not having kept up with modern technology.  I was also told that I now needed a bachelors degree to be a secretary and that my 25+ years of experience and business school degree didn't count for anything.

I've worked my whole life, and raised my children as a single parent (until meeting my husband 15 years ago).  My youngest son (now 23) had a number of health problems growing up.  It seemed he was always in and out of the hospital for extended periods.  To prevent the doctors and hospitals from taking us to collections we put his hospital bills on credit cards.  When I first became unemployed and Unemployment Insurance ran out we felt forced into filing bankruptcy.  I never thought I would even consider bankruptcy, since we had always paid our bills and considered our credit score a major priority.  Bankruptcy had become our only choice to keep our heads above water in what we thought was a short term problem.  I continued applying for jobs, 300-400 every single week.  Of those 300-400 resumes I would receive only 1 call back every 2-3 weeks and it seemed I would never get the job.  I worked with the Unemployment Office to try to figure out a plan for career change and tried a couple of new things which I not only hated but I wasn't good at, just to have a job.  None of which I was successful at.  I loved what I use to do.

As I've aged, I have developed a number of health issues myself.  I have severe arthritis in my arms and knees.  With only a High School education, the jobs that I am qualified for are limited to restaurant and retail, etc.  Jobs that I cannot perform because of my arthritis.  The pain would simply make my life not worth living. 

Financially, going back to school is out of reach.  I just don't know where to turn any more.  My husband is in much the same boat, with the exception that he does have a job.  Who would have thought that we would be living paycheck-to-paycheck in our 40's.  Now, we've used up all of the money that we had in 401k's etc.  There is nothing left to fall back on in an emergency.  We're beginning to get behind on our mortgage and other bills.  I'm scared.  I feel like we've been falling down this well and I've been scratching and grabbing at the walls of the well trying to get a grip to stop it and I just can't get a hold of it.  We've come to the conclusion that the only way we can rebuild a future for ourselves and prevent this from happening to us again in the future, is to have our own business.  Only, we have no money to buy one and nobody will lend us money because of our bankruptcy.

I keep thinking that this is America, the land of opportunity, and I can't find one.  I could ask for $500 to get by until next month, but next month I fear I will be back in the same old boat.  What would be best would be if someone would be kind enough to buy a business and let us run it and earn our way to ownership of it to pay it back.  Looking for a turnkey business, with a proven positive cash flow, including real estate.  The business can be secured with real estate.  You hold the deed.  We work the business and pay you monthly based upon monthly profits.  You pay us in stock in the business at predetermined intervals.  You make money and we secure our future.  Win-Win!  "You could give a man a fish and feed them for a day, or you could teach a man to fish and feed them for a lifetime."  We really don't want a hand-out.

Anyway, thanks for listening.  It has been helpful to share my worries.  If you can help us, it would be greatly appreciated - if not, I understand.

Thanks,

Margie

hello -

i am a recent graduate of a university and have inccured some debt, but, i have also taken a leap of faith into having my own business. Start up cost is minimum but as I stated before I am in debt so I was hoping an Angel investor would be reading this and reply to me.

thank you!

I am a single dad raising my 14 year old daughter.  I am working only part-time because the company I worked for for the last 10 years downsized and left me unemployed.  In addition, I am a full-time student majoring in Computer Science, Information Technology and Web Development.  I am asking if someone could help me with my school funds so I can continue my education and raise my child in a good school.

It is very hard and I am doing my best that I can possibly do.  However, my daughter goes to private school because I don't like the way the educational system is in Philadelphia.  I am trying to raise money for my next year, so that I can receive my Bachelor's degree in Computer Science.  Currently, I have maintained a 3.7 gpa and have made Dean's List 4 semesters straight.  I will pay back the money with interest after graduation. 

I am being very honest and wish everyone the best in their future endeavors and for helping me out with anything they can donate to my cause.

Paypal: mitchellrealestateconsultant@hotmail.com

Thank you just for reading my story.